Purposeful Budgeting and Debt Reduction

Closely examining where you spend your money is useful to determine if your “disposable” income matches your life’s priorities. Additionally, reducing debt lessens stress and brings more peace of mind.

If you find you are one of the 78% or 90% who are in debt, Ramsey’s baby steps are a great way to snowball your way back to financial health: 

His baby steps include:

Practical Resources on Purposeful Budgeting and Debt Reduction: